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    Home » Blog » Target joins ranks of Aldi, Whole Foods as stores no longer taking checks

    Target joins ranks of Aldi, Whole Foods as stores no longer taking checks

    July 5, 2024Updated:July 5, 2024 US News No Comments
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    Immediately, customers will be unable to reduce a check to pay for the items in their Target buying boxes.

    The Minneapolis store announced that it will no longer accept personal checks in retailers later this month as credit and debit cards are less popular as more people use them as well as a growing number of digital change platforms.

    ” Target is committed to creating an easy and convenient shopping experience, and that includes providing our customers with many ways to pay, including our new Target Circle Cards ( formerly known as Target RedCard ), money, digital cards, SNAP/EBT, buy now, pay after companies, and credit and debit cards”, said Target business spokesman Brian Harper- Tibaldo in an email. We’ll not longer take personal checks starting on July 15 due to the extremely low levels. To facilitate a simple and effective check experience, we have taken a number of precautions.

    Customers can also email checks to give their Target Circle Card funds balance.

    In recent years, search usage has decreased significantly from the 1980s and 1990s, when it was a major mode of payment for everything from paying rent to sending a gift. In the United States, investigations made up about half of all noncash payment in 2003, but that percentage dropped to 15 % in 2012, according to federal reserve data.

    According to the Federal Reserve’s most recent pay alternative statement, out of the common 46 monthly payment customers made in 2023, one a month was by test. Customers made three checks out of every 45 payments they made on average in 2016 alone.

    According to Elisa Tavilla, director of debit advisor services for payments and banking consultancy Javelin Strategy &amp, Research, the decline of check payments over the past ten only accelerated as a result of the pandemic, which saw more people use contactless virtual payments, including digital wallets and peer-to-peer ( P2P ) apps like Zelle, Venmo, and PayPal.

    According to a study by Javelin Strategy &amp, Research looking at the settlement trends in North America for 2023, only 1 % of consumers choose to use assessments when making in-store purchases, such as those at retail stores or restaurants.

    It creates tension and may slow down the shopping process for other customers because it necessitates more regular entry, said Tavilla, who may recognize the holdups checks caused her when she was working as a bookkeeper for a merchant 20 years ago in college.

    The discount grocery chain Aldi and the organic grocery store Whole Foods both claim to not accept checks.

    ___

    © 2024 StarTribune

    Distributed by Tribune Content Agency, LLC.

    Source credit

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